Cartersville, Acworth, and Adairsville real estate and homes for sale in Georgia, waterfront property, homes with acreage - Bonnie Mullinax and The Mullinax Team, REALTORS® Bonnie Mullinax and The Mullinax Team REALTORS(r) for Cartersville, Acworth, and Adairsville, Georgia real estate, waterfront property, homes with acreage - NUMBER1EXPERTS™ Bonnie Mullinax and The Mullinax Team NUMBER1EXPERTS(tm) for Cartersville, Acworth, and Adairsville, Georgia real estate, waterfront property, homes with acreage
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Bonnie Mullinax and The Mullinax Team, REALTORŪ, real estate agents and broker for Cartersville, Acworth, and Adairsville Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
When you are ready to put your home on the market, call a Realtor. When you are ready to SELL your home, Call Bonnie Mullinax! 770-606-0054


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Mortgage Calculators: Cartersville, Acworth, and Adairsville Georgia home buying, real estate listings, and homes for sale in Bartow County, GA
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...


The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Bonnie Mullinax and The Mullinax Team, REALTORŪ, real estate agents and broker for Cartersville, Acworth, and Adairsville Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Bonnie Mullinax and The Mullinax Team
Keller Williams Realty Northwest

103 Mockingbird Drive, Suite A
Cartersville, GA. 30120
Phone: 770-606-0054
Toll Free: 1-866-410-7450
Fax: 770-606-9941
Email: info@mullinaxteam.com

Bonnie started out in 1998 as a stand-alone Real Estate Agent. She observed trends, needs and combined empathy for her clients needs with her tough negotiating skills. Because she understood and still understands the emotional rollercoaster ride home selling and purchasing can be, she fought for the best deal possible for her buyers and sellers. Bonnie quickly gained a reputation for being honest, hardworking and successful with her clients, and her business grew. In 1998, she added a Client Care Coordinator, and soon after buyer agents and other people in administrative roles around her, and thus The Mullinax Team was born! Today, Bonnie and her husband, Wes, run the Mullinax Team. She lists homes and negotiates sales, mentors team members, provides training opportunities, oversees the marketing, speaks nationally at various Real Estate events and coaches Real Estate agents. She has brought her team to the top, producing volume and sales consistently since 2001. She rounds out her life through involvement with her two teenage children, playing golf and staying involved in community events.

REALTORMLSEqual Housing



Keller Williams Realty Northwest real estate and homes for sale in Cartersville, Acworth, and Adairsville Georgia

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